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Find a Premium Loans car title loan

FAQ

We give you fast and high quality service that will offer you an auto equity loan on the price of the vehicle you have the title to. Our vision is to get you your money just as swiftly as we could so we strive to approve you fairly quickly.

FAQ

Q: What is a car title loan? How does it work?

A: Car title loans are the best option for people who need additional funds but have less-than-stellar credit. These loan packages are based on the value of your car or truck, not on your credit history! Borrowers temporarily surrender the title of their personal vehicle in order to obtain cash, fast – sometimes in as little as 24 hours. The car’s title serves as collateral to secure the cash loan in advance, and lets us provide YOU with the funding you need when you need it most.

At Premium Loans, we offer our customers a way to capitalize on the cash value of their vehicle -without having to sell it.

Q: Is this loan based on my credit?

A: Nope! The loan amount is borrowed against the current value of the car or truck – no credit check required. The amount may vary based on the condition, mileage, make and model, etc.

Q: Do you take my car? What about the title?

A: No! You keep driving your car or truck during the repayment process, and get your title back once repayment is complete. In order to secure the loan, borrowers temporarily surrender the title of their vehicle. By using the car or truck as collateral, we are able to get you fast cash at a competitive interest rate.

Q: When is your organization available?

A: Day or night, we are always available for you! Our loan professionals are available 24 hours a day, seven days a week. You can call, email, or apply online for FREE at any time; one of our friendly customer service representatives will contact you as soon as they can.

Q: I completed my application online – what now?

A: You should be hearing from us within 24 hours. Our trained representatives do their best to compile and validate as much information as possible before calling our applicants, ensuring that they can present several options to fit your financial needs.

Q: So how do I get my cash?

A: Stop by one of our loan processing centers throughout the city! Just let one of our customer service reps know which location is the most convenient for you, and pop in to secure your cash!

Q: What do you need from me to finalize the Car Title Loan?

A: We require a few basic documents to wrap up your application and finalize your car title loan. Please bring the title of the vehicle, a valid in-state driver’s license, and proof of insurance. For identity verification purposes, you will also need to bring a social security card, a utility or phone bill, a recent paystub, and contact info for two character references.

Q: How can I pay back my loan? Will I be charged for early repayment?

A: We accept checks, money orders, or debit card payments for each monthly installment. You can pay back the loan as quickly as you want – there is no penalty for early repayment, and you will still receive your title once repayment is complete.

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Title Loans in CA

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PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.

PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106